222 Barnes Rd Tustin, CA 92782
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About this home
Welcome to 222 Barnes Road, Located Within the Highly Sought-After Greenwood Community in Tustin Legacy. This Turn-Key Home Sits on an Interior Lot and Features Four Bedrooms, Four Bathrooms, a Main Floor Bed and Full Bath, Custom Built-Ins Throughout, and Additional Upstairs Bonus Room with a Balcony. The Family Room Opens to the Gourmet Kitchen, Creating a Great Room with Ample Cabinet/Counter Space, Walk-In Pantry, Center Island with Seating and Upgraded Cabinetry, Granite Counters, Stainless Steel Appliances, Built-In Refrigerator, Dual Oven, and Spacious Dining Area. Enjoy Indoor/Outdoor Living from the Kitchen and Family Room, Perfect for Entertaining. The Spacious Master Suite Features His and Hers Walk-In California Closets with Custom Organizers. The Master Bath Boasts Dual Vanities, Oversized Walk-In Shower, and Separate Tub. The Low Maintenance Backyard Features a California Room with Recessed Lighting, Waterfall Feature, and Outdoor Kitchen with a Built-In BBQ. The Conveniently Located Upstairs Laundry Room Has Built-In Cabinets and Sink. Rare Two Car Driveway and Attached Three Car Garage with Epoxy Flooring, Custom Cabinets, and Tankless Water Heather. Community Amenities Include: Private Resort-Style Recreation at the Legacy Club, BBQ’s, Splash Park, Clubhouse, Pool, Spa, Basketball/Bocce Ball Courts, Park, and Multiple Kid Playgrounds. Steps Away from Shopping, Entertainment, and Restaurants at The District. Easy Access to the 5/55/405 Freeways and 261/241/133 Toll Roads. 222 Barnes Road is a Must See!
Source: CRMLS #PW25240127
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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