222 Heathermere Loop Galena, OH 43021
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About this home
Welcome to the beautifully maintained home at 222 Heathermere Loop. This 2-story home offers just under 2,000 Sq. Ft. of thoughtfully designed living space. With a bright and inviting layout featuring spacious living and dining areas, a well-appointed kitchen featuring newer Samsung appliances and a Bosch Dishwasher, large windows for ample natural light in the living room complete with gas fireplace and 4 generously sized bedrooms - perfect for family, guests, or home office needs. With a convenient first floor laundry and first-floor primary suite offering a peaceful retreat with ample closet space and private bath. A partially finished basement is waiting for your home theater, crafting or gym ideas! With a new roof and siding installed in 2024 and new HVAC system in 2025 this well-maintained home is the perfect combination of comfort, convenience, and scenic charm. Outside, enjoy your fenced backyard while overlooking the serene pond with fountain—the ideal setting for morning coffee, evening relaxation and entertaining on the large, concrete patio, the backyard offers a tranquil escape with picturesque water views. Located in the established Heathermere community, this home is close to schools, multiple parks with bike/walking/hiking trails, Hoover and Alum Creek water areas, Polaris and other popular shopping areas all with easy access to direct commuter routes—everything you need is just a few minutes away. Don't miss your chance to own this incredible home with a view and more. Schedule your private showing today!
Source: COLUMBUSOH #225031134
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.