22203 Shadow Valley Cir Chatsworth, CA 91311
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About this home
Gorgeous Spanish-Style Townhome in Scenic West Chatsworth! Perched in a serene, Spanish-inspired community near the iconic ''Garden of the Gods'' and Stoney Point rock formations, this beautifully updated home offers the best of California living--on the cusp of Ventura and Los Angeles Counties.Step through a peaceful front patio with a stunning outdoor stone fireplace, and into a warm, light-filled family room with soaring vaulted ceilings, cozy fireplace, and a newer dual-pane slider with plantation shutters. Wood-like floors flow seamlessly throughout, creating a clean, modern feel. The upgraded kitchen features a full suite of high-end KitchenAid stainless steel appliances, open sightlines to the family room, and an adjoining dining area with dramatic ceilings--perfect for both everyday comfort and entertaining. Retreat upstairs to the spacious primary suite with a private balcony, expanded walk-in closet, and luxe en suite bath. Spacious secondary bedroom offers access to the upper private balcony. Large loft offers ample opportunity to be transformed to fit your lifestyle. Bathrooms are enhanced with newer vanities, modern fixtures, and abundant natural light from a skylight. Additional upgrades include recessed lighting, fresh neutral paint, upgraded baseboards, newer dual-pane windows and sliders, newer HVAC, and water heater. Sleek newer refrigerator, washer, and dryer are all included. 2 attached car garage with upgraded cabinets and flooring! Perfect to showcase your cars. Enjoy resort-style community amenities including lush greenbelts, a sparkling pool, and a relaxing spa. Conveniently close to the 118 Freeway, shopping, dining, hiking trails, and surrounded by breathtaking mountains--this is California living at its finest.
Source: CRMLS #225005283
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.