2226 Taylor Creek Ct Kissimmee, FL 34758
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About this home
MOTIVATED SELLER! And qualified buyers, you may be able to assume the loan at 3.125% interest rate!!! Welcome to this spacious 4-bedroom, 3-bath home offering over 2,800 sqf in a cul-de-sac, offering comfortable living in the heart of Kissimmee. Step inside and be greeted by a flexible floor plan featuring a versatile flex room with LVP flooring, perfect for a home office, playroom, or hobby space. The beautifully upgraded kitchen boasts rich espresso cabinets with crown molding, grand island with granite countertops, stainless steel appliances, and a built-in oven and microwave combo, making it a true chef’s delight. Upstairs, you’ll find all four generously sized bedrooms plus a loft area that can be used as a media room, study space, or additional lounge. The expansive owner’s suite is designed for relaxation, provides a private retreat complete with a spa-like bath featuring a walk-in shower, double vanities with ample storage, and a ginormous walk-in closet for all your wardrobe needs. Additional bedrooms are perfect for family, guests, or a home gym. Convenience is elevated with an indoor laundry room on the second floor for everyday ease. Enjoy movie nights with the built-in 5.1 surround sound system in the downstairs family living room. Or relax outdoors in the backyard finished with pavers matching the driveway. It's the spot to enjoy al fresco dining on warm summer days and marshmallow roasting in the cooler Florida nights. Everyday conveniences are right at your doorstep, with nearby healthcare facilities, grocery stores, restaurants, and shopping. Whether it’s theme park fun, coastal escapes, or year-round sunshine, this property places you at the center of it all. This home blends style, space, and function—ready for its next owner to make it their own. Don’t miss this incredible opportunity!
Source: STELLAR #S5135697
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.