2227 Quince Ave New Braunfels, TX 78132
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About this home
This beauty is a MUST SEE! Nestled in the heart of New Braunfels within the master-planned community of Veramendi, this stunning Scott Felder home offers the perfect blend of elegance, comfort and Texas Hill Country charm. Located near the picturesque Landa Park, the brick and stone accented exterior showcases a welcoming front porch and a spacious 2 and a half car garage with window. Step inside this impressive one-story home featuring a gallery entry, large flex room currently enjoyed as an office, and a family room that opens to a grand kitchen and dining area. Updates include a custom-built 18'x30' deck with upper and lower areas to include an (optional) 8x8 8-person hot tub, an 8'x6' shed, water softener, whole home water filtration system and Aquasential reverse osmosis drinking water filtration system all by Culligan. More updates include a tankless water heater, garage epoxy floor 'tuxedo' coating, built-in work bench in garage, custom paint throughout the main living areas, plus ceiling fans throughout. Retreat to the luxurious primary suite, complete with a spa-like bath boasting elevated dual vanities, a soaking tub and an expanded walk-in shower with bench seat. Light wood-like flooring, soaring ceilings and an abundance of windows create a bright, airy atmosphere throughout the open-concept kitchen, dining and living areas. The chef's kitchen features white cabinetry, white and gray tile backsplash, quartz-topped island and counters and upgraded stainless steel appliances, including a gas range. Along with the HUGE custom-built deck already mentioned, your private backyard retreat awaits with fresh landscaping, covered patio with natural gas hook up for your grill or fireplace, fenced yard, and zoned sprinkler system. Let's not forget the resort-style community pool, jogging trails and parks!
Source: SABOR #1908966
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.