223 Broadwell Rd Saint Pauls, NC 28384
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About this home
$25,000 "use as you choose" credit and $500 Home Warranty!!!Welcome to 223 Broadwell Road in Saint Pauls, North Carolina—a spacious and well-maintained ranch-style home offering 3 bedrooms, 2 full bathrooms, and a versatile bonus room, all nestled on a scenic 2.15-acre corner lot. With 2,000+ square feet of living space, a recently completed appraisal valuing the home at $325,000 (available upon request), and a generous $25,000 “use as you choose” concession for buyers with an acceptable or full-price offer, this property is a rare find in today’s market. A $500 home warranty is also included to provide added peace of mind. As you approach the home, you’re welcomed by a charming covered front porch, ideal for enjoying quiet mornings or relaxing evenings. Inside, the layout flows comfortably, beginning with a spacious living area that transitions into an oversized eat-in kitchen featuring ample cabinetry and pantry space. The laundry and mudroom are conveniently located just off the kitchen, creating a seamless connection between interior and exterior living. The bonus room provides additional flexible space to meet a wide range of needs—whether you're working from home, looking for a playroom, media room, gym, or secondary living area. The three bedrooms are generously sized, with two full bathrooms offering comfort and functionality for everyday living. Step outside to explore everything this property has to offer. A 24 x 22 covered attached carport makes for easy parking and entry. A 36 x 30 detached two-car garage with workshop space allows room for hobbies, storage, or future projects. Additional features include an 18 x 20 metal carport, storage shed, and a functional chicken coop. The backyard is fully fenced, offering a private space for outdoor activities, pets, or entertaining. A standout feature of this property is the inclusion of a second, separate parcel—totaling approximately one acre—with its own water meter already in place. This additional lot expands the property's potential for future building, gardening, or recreational use. Combined, the two parcels offer over two acres of elbow room, providing a sense of rural privacy while still being within easy reach of nearby conveniences. This home has been lovingly maintained, offering the perfect blend of indoor comfort and outdoor freedom. Whether you're seeking space to spread out, a quiet escape from town, or a home with room to grow, 223 Broadwell Road delivers on all fronts. With its recent appraisal, valuable buyer incentives, and a flexible layout, this property is ready for its next chapter. Schedule your private showing today and imagine the possibilities that await.
Source: TRIANGLEMLS #LP747698
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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