223 Cherry St Warsaw, OH 43844
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About this home
More bedrooms, more space, more possibilities! Curb appeal meets comfort at this inviting ranch on Cherry Street, where a manicured lawn and covered front porch make you feel instantly at home. Inside, the kitchen opens to a sunny breakfast nook and a flexible dining and living area—perfect for weeknight meals, lively dinner parties, or slow Saturday mornings. Just beyond, the family room sets a warm, welcoming tone with its full brick fireplace wall, complete with custom wood insets and a rustic mantle ready for photos, books, or travel treasures. With five generously sized bedrooms and two full baths, including a convenient first-floor primary suite, there's space for everyone to relax. The full walk-out basement extends the living area even further, offering endless options for a rec room, home gym, office, or guest retreat. Out back, a private porch is ideal for morning coffee or summer evenings, while the oversized 1,296 sq ft garage is a dream find—fitting 3+ cars with ease and featuring an attached bonus room perfect for hobbies, a workshop, or game nights. All this sits in a friendly neighborhood just steps from River View community park, playgrounds, and ball fields, with dining, shops, and River View schools nearby. Plus, quick access to State Route 36 keeps everyday errands simple while preserving that small-town charm. Get ready to enjoy this home that welcomes you today and grows with you for tomorrow.
Source: COLUMBUSOH #225032197
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.