223 Royal Oaks Cir Longwood, FL 32779
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About this home
BRING YOUR OFFER! MOTIVATED SELLERS will consider all offers! IMPROVED PRICE! One of the BEST VALUES per square foot in Sweetwater Oaks! Welcome to one of Longwood’s most coveted communities where an exceptional lifestyle awaits! This beautifully updated 4-bedroom, 2-bath home offers 2,842 square feet of comfortable living space with a thoughtful layout designed for both everyday life and entertaining. Step inside to discover a modern, light-filled interior featuring a stylish kitchen with elegant quartz countertops, updated cabinetry, and a seamless flow into the dining area. Beautiful wood and luxury flooring run throughout the home, adding warmth and timeless appeal. The spacious floor plan includes a large home office and an impressive flex space with its own dedicated split unit, perfect for a home gym, playroom, studio, or additional guest retreat. This home has been lovingly maintained with key updates for your peace of mind, including a new roof (2018), new pool pump and pool sweep pump (2024), fresh exterior paint (June 2024), and hurricane-rated windows for added security and efficiency. Step outside to your own private backyard oasis with a sparkling inground pool, ideal for enjoying the Florida sunshine year-round. You've got an "Island-feel" wood deck, where you'll want to gather with your friends! What truly sets this home apart is the unparalleled Sweetwater Lifestyle! Sweetwater Oaks offers a rare combination of resort-style amenities with an incredibly low annual HOA fee. Residents enjoy deeded access to Lake Brantley—a stunning lake perfect for boating, water skiing and paddleboarding. Spend weekends at Brantley Beach, complete with a sandy shoreline perfect for "beach play", boat launch, tot lot, basketball court, sand volleyball and a covered gazebo with picnic tables & grilling area. You’ll also love Riverbend Park, where you can explore a canoe/kayak launch onto the Little Wekiva River, pickleball courts, a playground, and expansive athletic fields. The Sweetwater Community Center is available to rent for private events and is surrounded by the Sweetwater Tennis Center, which offers six lighted courts for evening play. There simply isn’t another community in the area that offers this level of amenities with such an affordable HOA. It’s no wonder Sweetwater Oaks is a top choice for families, nature lovers, and active lifestyles. This home is zoned for some of Seminole County’s most highly rated schools and is perfectly located with easy access to I-4, top dining spots, shopping centers, and a quick bike ride to Wekiva Springs State Park. Whether you’re heading out for a weekend adventure or commuting to Orlando, this location offers convenience and connectivity. This home has been well-loved by its current owners, who are ready to pass the torch to the next family to create lasting memories. ATTENTION U.S. VETERANS: Special opportunity! This property may offer an ASSUMABLE VA LOAN with a LOW INTEREST RATE for qualified buyers. Contact us today for details. Don’t miss the opportunity to live in a community where every day feels like a retreat. Schedule your private tour today and come experience the Sweetwater Lifestyle for yourself!
Source: STELLAR #O6321721
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.