223 S 172nd Dr Goodyear, AZ 85338
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About this home
Live the Luxury Lifestyle in Canyon Trails! Step into this Spectacular 5-bedroom, 3-bath Showpiece boasting 41 paid-off Solar Panels INCLUDED—energy efficiency meets high-end living! Your Resort-inspired Backyard is pure paradise: a Sparkling Diving Pool with Baja shelf, Diving board, Basketball hoop, and Newer Pool Motor—perfect for both relaxation and entertainment. Inside, you'll love the Gourmet Kitchen with SS appliances, Granite counters, Island, Large pantry, and a MAXX Ice Maker. One Bedroom and a Newly Upgraded Designer Bathroom with Custom Shower are conveniently located downstairs. Upstairs, the Primary Suite is a retreat in itself, with Dramatic Double-door entry, Two large closets, a Spa-Style Bath with Separate Tub & Shower, and Dual Vanities. An Oversized Loft offers endless possibilities. Extras include: New Interior Window Shades, Updated Lighting & Ceiling Fans in every room, Fresh Paint inside, Tile Floors throughout, and a Fully Updated Laundry Room! Garage lovers rejoice Epoxy flooring, Built-in Cabinets, a Service door, and a Newer Opener offer both style and function. HOA includes a Community Pool & Recreational Center! Only moments away from your doorstep! Conveniently located close to SR303 & I10! This is more than a home, it's your everyday getaway.
Source: ARMLS #6906381
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.