2233 Lincoln Sendero Trl Jacksonville, FL 32218
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About this home
Located in the pretty, one-street community of Dos Rios with only 29 homes, this terrific home is sure to please you. Loads of curb appeal will be the first thing buyers will notice. Step inside and find four bedrooms, two bathrooms and the added feature of a large study. The fantastic floor plan allows for both openness in the great room area and privacy on the bedroom side of the home. Loads of cabinets in the kitchen plus a large walk-in pantry provide lots of storage. The primary bedroom provides his and hers walk-in closets. Everyone will have space for private time, TV watching, entertaining, or just having a chat. Fencing on three sides of the large backyard, provides privacy, while the size offers plenty of space for children to play, or for outdoor entertaining. Several trees offer cooling shade from the summer sun. A delightful covered patio invites you to come and rest, read, or enjoy some iced tea. See the SUPPLEMENT or documents for ADDITIONAL INFORMATION. Another feature you will be glad to have is hard wiring for Ring cameras. A very unusual and special feature of this home: The third car garage door is lifted on the inside so that a car lift can be installed. This would allow one car to be lifted off the floor and a second car parked underneath. This feature would also allow tall exercise equipment to be installed. If you are relocating to the Jacksonville area for work or pleasure, this is the perfect oasis for you. Close to shopping, the beaches and the airport, it's situated in the outskirts of Jacksonville for that laid back style of living. If you are transferring into NAS or Mayport this will be ideal for you. Near enough to both, but far enough that you don't feel as if you are always on base. Visit this treasure today.
Source: REALMLS #2080105
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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