2236 35th St Allegan, MI 49010
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About this home
Under 300K for this 4 bed 3 bath home on over an acre lot If you are looking for privacy but easy access to Holland/Allegan or Grand Rapids this is the perfect place. Well kept and updated 4 bedroom home with 3 bathrooms with a open floor plan which includes a bonus room with wood stove leading to nice size deck where you can watch the beautiful sunsets and nature at your back door. A formal dining area leads you to the living room. French doors to an office space/play area which leads to the primary suite.. Home offers nice size breezeway from over sized 2 stall garage to house. Main floor laundry, as you enter the home. New laminate flooring with transferable warranty. Dumont Lake is a short distance E just down the road.Home is just S of Dumont road so very little gravel to drive on. The roof was replaced and home is very well maintained.
Source: REALCOMP #71025037361
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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