2239 Mission Ridge Dr SE Conyers, GA 30013
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About this home
A Must-See Gem! This stunning 2-story, 4-bedroom, 2 full bath & half bath home is brimming with charm, comfort, and space! Step into the sunroom oasis with its own private entrance-complete with a shampoo bowl & chair, its own heating/cooling unit, with an additional half bath, and more-perfect for a personal retreat or creative business space. With 3,044 sq. ft. of living area, you'll be wowed from the moment you arrive by the stone-accented front, lush landscaping, and spacious 2-car side-entry garage. The oversized driveway offers tons of extra parking for guests. The backyard paradise is tailor-made for cookouts, parties, and making unforgettable memories outdoors. Inside, the chef's kitchen shines with gorgeous granite countertops, quality appliances, a central island, and abundant cabinet storage. The main-floor laundry (washer & dryer included!) makes life a breeze. Cozy up in the family room's wood-burning fireplace during cool winter nights or retreat upstairs to the lavish owner's suite with tray ceiling, walk-in closet, dual vanities, soaking tub, and separate shower. The generously sized secondary bedrooms are perfect for family, guests, or your dream home office. Freshly painted throughout in the modern "Agreeable Gray"-this home is move-in ready and waiting for YOU to call it yours! Plus, the seller sweetens the deal by paying $1000 of your closing costs. Don't wait-homes like this don't last long!
Source: GAMLS #10579845
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.