225 Marsh Creek Dr Garner, NC 27529
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About this home
TELL ME! Is there a more perfect location to have quick access to Raleigh, Durham, and surrounding areas than this home? NOPE! If that's not a good enough reason to say yes to this address, Rapid Mortgage is offering a lender paid 1-0 buydown if used in this transaction. WHAT?! Oh, it gets better, you haven't even met the house yet. LET'S GO! Welcome to 225 Marsh Creek Drive! Step inside and fall in love with your two-story vaulted foyer for a grand entrance. Immediately to the left is a Flexible office/Living Room. Keep going and spot the spacious dining room with coffered ceiling and two windows, this space will easily fit a table that seats 8+. Across the hall is an updated first-floor powder room, garage entry with drop zone, and under-stair closet - a dream for those who need the convenience and space. Immediately off the hall at the back of the home is your kitchen with prep island, ample cabinetry, stainless appliances, and sunny breakfast nook, put a full-size table there for more dining space. Right outside the kitchen is your oversized patio with pergola - perfect for relaxing and watching hummingbirds & butterflies with your morning coffee. The fenced in yard is perfect for privacy and keeping your furry friends in your easy-to-maintain yard. If having coffee outside is not your thing, relax in the large family room with a cozy gas fireplace. There's enough space for a large sectional, coffee table, recliner, and much more. At the front of this craftsman-style abode, across from the Flex space, walk up the steps to a small loft area looking over the foyer. This may be the perfect space for a reading nook or play space. The perfectly appointed primary suite sits at the back corner of this property with dual closets (or use one as a pocket office as it is being used now), and Spa-like modern bath with fully tiled shower, tall glass panels, and large storage alcove with aesthetic wood shelving. Three secondary bedrooms, full tub, shower and dual vanity, plus laundry room all round out the second floor. No shortage of space and utility in this home! The community pool and clubhouse are just seven houses down, take your pool noodle and a good book and enjoy the refreshing water on the hottest days! On rainy days, get your steps in at the clubhouse's recumbent bike, elliptical, and treadmill. Hungry? Need some hairs cut? Ran out of milk? If your neighbor can't help you out, don't worry- Food Lion, Ugly Mug, McDonald's, Chipotle, and all Swift Creek Plaza has to offer are within a very quick drive. Bonus: The new Publix, Starbucks, and shopping plaza will be under 5 mins away! It takes mere minutes to hop on the 540 or 40 to get anywhere in the Triangle. For More information on the 1-0 Lender BUYDOWN, call: Clay at Rapid Mortgage 704.236.9339.
Source: TRIANGLEMLS #10112203
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.