225 Stonegate Ct Easley, SC 29642
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About this home
**Open House: Today Sun Nov 2, 2-4pm.** -Thoughtfully Updated and Spacious on One Acre- Set on a full acre with a fenced backyard, this brick two-story home offers space to spread out and updates that make daily life easy. Inside, the kitchen opens wide to the dining and living areas, creating a flow that works whether you’re hosting or just moving through the day. The large island anchors the space, surrounded by new cabinetry, stainless appliances, and quartz countertops that keep things feeling bright and clean. The living room’s stone fireplace adds character and warmth, while the layout keeps the conversation open between rooms. The main level includes a private primary suite tucked away from the rest of the bedrooms, complete with a large walk-in shower and double vanity. Upstairs, three additional bedrooms share two full baths and generous closet space, ideal for guests, hobbies, or anyone who values a bit of elbow room. The property sits on a full acre with open yard space, a fenced section, and plenty of room for extra vehicles. The drive is wide and easy to navigate, and the lot provides just enough separation to give a sense of privacy without feeling tucked away. Its location keeps you close to schools, shopping, and the interstate for quick trips in any direction. This home has the space, updates, and setting that make it easy to settle in and stay awhile.
Source: GREENVILLESC #1572206
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.