2253 Dyllan Ave Atwater, CA 95301
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About this home
Exceptional McSwain property all nestled on a one-acre lot in a quiet, sought-after neighborhood of Atwater. This expansive estate has a main residence with 4 bedrooms and 3 full baths, 2 half baths, guest quarters, and resort-style outdoor living. Step through the grand 8-foot entrance into a home that boasts custom craftsmanship throughout, including crown molding, tile flooring, plantation shutters, and a seamless open-concept layout. Entertain in style with formal dining and living areas, a spacious family room with a gas fireplace, wet bar, wine fridge, and built-in cabinetry—all opening to a large covered patio with surround sound and a park-like backyard. The kitchen features vaulted ceilings, granite countertops, a center island with a 5-burner gas cooktop, Jenn-Air stainless appliances, an oversized walk-in pantry, and a breakfast nook with plenty of natural light. The master suite is a true retreat, complete with patio access, a giant walk-in closet, and a spa-like bathroom with a jetted tub, granite walk-in double rain shower, and dual vanities. Additional bedrooms include a Jack & Jill setup, oversized closets, and even a versatile fourth bedroom that can function as a loft or game room with its own vaulted ceiling and attic storage. The detached guest unit features a private entrance, full bathroom, granite sink, walk-in closet, and dedicated water heater. Step outdoors to your personal oasis—complete with an inground fiberglass pool, stamped concrete, mature landscaping palms, and a fully equipped outdoor kitchen with BBQ, fridge, and stove. Additional amenities include RV/boat parking with hookups, a large circular driveway, two HVAC units, and ample storage via a shed. Don't miss this rare opportunity - all in a prime location just minutes from Atwater shopping, schools, and freeway access.
Source: CRMLS #MC25155934
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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