22556 N 100th Ave Peoria, AZ 85383
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About this home
Discover the charm of The Meadows—arguably one of North Peoria's most desirable neighborhoods and just minutes from LIBERTY HIGHSCHOOL. Living in the MEADOWS means year-round community events and an active and welcoming atmosphere that includes a community pool, pickle ball courts, basketball courts, sand volleyball and so much more. Located just minutes from LIBERTY HIGH SCHOOL and top-performing charter schools like GREAT HEARTS, BASIS, and CANDEO, this 4 bedroom, 2.5 bath two-story gem checks all the boxes! Sitting on a premium oversize corner lot and featuring a 3-CAR TANDEM GARAGE with an RV GATE—this property provides plenty of space for BOATS, TRAILERS, RVs, and all your toys. Inside, you'll find a bright and open layout, wood-look plank tile floors and a seamless indoor-outdoor flow with large sliding glass doors that open to your backyard retreat. The open concept kitchen is a standout with granite countertops, white cabinets, stainless steel appliances, a walk-in pantry, and a spacious island perfect for entertaining. The main-level primary suite offers a spa-like bath with dual sinks and a large walk-in rain shower. Upstairs, a versatile loft and three more bedrooms providing space for everyone. Out back, enjoy a low-maintenance yard with synthetic turf and a covered patioperfect for weekend hangouts, evening dinners, or relaxing after a long day. When it's time to head out, you're just minutes from local favorites like Bourbon & Bones, Four Corners TapHouse, Haymaker, and Seven Brothers, plus all the great shopping & dining Four Corners has to offer. If you're looking for more than just a house and looking for a true sense of community, this home delivers!
Source: ARMLS #6893903
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.