2258 Rickover Pl Winter Garden, FL 34787
Your savings
About this home
*****Back on the market at no fault to the property or seller******This home is within 3 minutes of the Winter Garden Village shopping and Dining Center, with Disney only 20 minutes away. It is a meticulously maintained and beautifully upgraded 5-bedroom, 4-bathroom home in the heart of Winter Garden and sits on an oversized corner lot. There are no backyard neighbors, which is a plus for privacy. In addition to that, this 3,080 sq ft residence offers timeless charm with a pond view, and modern enhancements at every turn. From the updated kitchen with refaced cabinets and backsplash, to the fully remodeled owner’s suite bath, no detail has been overlooked. Enjoy peace of mind with a whole-house generator, newer roof cleaning, WiFi-enabled A/C units, updated plumbing, electrical, and lighting fixtures throughout. Plus, step outside to a screened lanai, upgraded paver patio, and fenced backyard, perfect for entertaining. Additional highlights include Mohawk flooring on the main level, custom window moldings, ADT security system, GE washer/dryer with warranty, and a two-zone A/C system with maintenance plans. Also, to add a cherry on top, its located near parks, top-rated schools, and just less than 3 minutes from Highway 429. This home is move-in ready with thoughtful updates creating a luxury feel that most buyers desire, and would love to raise their family. Don’t wait, but RUN to schedule your private showing today!
Source: STELLAR #O6323903
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.