226 Coralbean Dr Kyle, TX 78640
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About this home
Welcome to 226 Coralbean Drive, a stunning 4-bedroom, 3-bath home offering 2,364 square feet of beautifully designed living space. Built in 2022, this home features an open and functional floor plan with elegant gold fixtures and stylish finishes throughout. The main level includes the primary suite and two additional spacious bedrooms, while the second floor offers a private retreat with a large secondary living area, an additional bedroom, and a full bathroom — perfect for guests, a media room, or a home office. Set on a desirable cul-de-sac lot, this property boasts a huge backyard ideal for entertaining, gardening, or relaxing under the Texas sky. A large laundry room with a window adds convenience and natural light to everyday routines. Located in the sought-after Southgrove community, residents enjoy a variety of neighborhood amenities just a short walk from home, including a sparkling pool, outdoor grills, a playground, and space to gather and play cornhole with neighbors. Families will appreciate being zoned to highly rated Hays Consolidated ISD schools. Southgrove offers a perfect blend of serenity and accessibility, with easy access to I-35 and plenty of nearby shopping, dining, and grocery options at Kyle Crossing Shopping Center just under 5 miles away. You’re also less than 30 minutes from both Austin and San Marcos. Plus, homes in this community come equipped with smart home technology to keep you connected with the people and places you value most.
Source: ACTRIS #2824568
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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