226 W Tarrington Dr Deland, FL 32724
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About this home
The seller is offering a $5000 concession to the buyer with an accepted offer by October 31st. for a QUALITY GREY ARCHITECTURAL SINGLE ROOF INSTALLED IN MAY 2025!! UPDATED KITCHEN WITH FRESH CABINETS & PULLS, CENTRAL AIR AND HEAT RECENTLY INSTALLED, BRAND NEW CARPET UPSTAIRS HAS NEVER BEEN LIVED ON. ALL ROOMS ARE A NEUTRAL SOFT GREY. This incredible property is priced $20,000 to $30,000 below comparable homes in Victoria Park with the same floor plan, making it a fantastic opportunity to own a beautiful home at a value price. This 4 bedroom 2.5 bath home with over 2424 heated living and 3434 square feet under roof including porches and garage. This home is light and bright with a great floorplan in one of the most sought after communities in Deland! The exterior features a handsome elevation and sits high on the hill with a quaint front porch. When you walk through the door it feels like home with expansive ceilings, fresh paint, an open plan with a separate living and dining room with a charming window seat and open spindle staircase. The family room is open to the kitchen and overlooks the private rear yard with a generous screened porch with grille area made for entertaining and family gatherings. The kitchen is well appointed with eat-in space, extra counter space, granite, rich wood cabinets, and all stainless appliances including a brand new microwave and top of the line dishwasher. The utility room is conveniently located off the oversized 2 car garage. Downstairs features wood and ceramic tile. All of the rooms are spacious while the large master and second bedroom (currently used as a personal gym) are extra large. The master features a walk in closet and large master bath with double sinks, separate shower and garden tub. The home has generous storage, tall ceilings, new hot water heater. The community is a value with internet, cable, reclaimed water irrigation all included in the quarterly fee. Also enjoy the community amenities, clubhouse, fitness center, gym, both community pools and tennis courts and pickel ball! The home is a short walk from the lake, adorned by trees and and inviting walking trails. The whole community is a park-like setting. This home is conveniently located near major roads and all that Deland has to offer. ---
Source: STELLAR #O6250555
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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