2260 Panoramic Way Vista, CA 92084
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About this home
Welcome to the Panoramic Estates! This community has NO HOA and comprised of only a select few custom built million dollar Villas! With no expenses spared this 4,476 square foot elegant estate has designer touches galore, from quality new construction craftsmanship all the way to the handcrafted soft close drawers. This home is comprised of 4 bedrooms all ensuite and an additional full bathroom and half bathroom. Sitting atop its 6+ acre lot, suitable for a vineyard, orchard, or swimming pool. This house draws you in through its exquisite entryway, opening up to a spacious floor plan with soaring ceilings and endless possibilities. The gourmet kitchen is sure to bring out the chef in everyone, featuring two large islands, dual sinks, a pot filler, and Jenn-Air appliances, including a built in 48” refrigerator, a 48” six burner range with double oven, and a drawer-type microwave. Gather around the second island to enjoy a delicious home cooked meal, or use this area to set up the ultimate buffet line. Entertain the right way by opening up the Panoramic style bi-fold doors to enjoy the San Diego breeze while still inside, or walk outside seamlessly to hang out under your covered patio, taking the indoor, outdoor lifestyle to a whole new level. For nights of relaxation, sit by the beautiful stone fireplace in your great room, under the open-beam vaulted ceilings, looking out at your picturesque view of the 8th Hole at Vista Valley Country Club. Then, as the night is ending, retreat to your master suite, featuring a private outdoor sitting area, a walk-in closet with a 12 drawer island, and a double vanity with makeup counter. Each additional bedroom is ensuite, while the two bookend bedrooms each have walk-in closets, and the third bedroom/office space has a private entrance. This house leaves sufficient room for storage, featuring a spacious linen closet, a dedicated storage room, a walk in pantry with custom shelving and cabinetry, and a generous laundry room. Enjoy the dual zone HVAC, and save time, money and energy. Owed Solar Power System w/26 panels, 4 Tesla power-walls, providing complete energy independence. This house has too many amazing features to mention, so call today to schedule an appointment to view this once-in-a-lifetime, custom home!. Neighborhoods: Vista Architectural Style: Custom Built View: Custom Built Equipment: Dryer, Fire Sprinklers,Garage Door Opener, Range/Oven, Washer Other Fees: 90 Sewer: Septic Installed Topography: LL,SSLP
Source: CRMLS #OC25227826
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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