2260 Starling St Crandall, TX 75114
Your savings
About this home
Discover the perfect blend of space, style, and community in this 4 bedroom, 3 bath home with a study and a 2-car garage. From the moment you step inside, you’ll notice the thoughtful open design that makes this home both inviting and functional. The kitchen stands out with its farmhouse sink, upgraded faucet, and plenty of counter space—ideal for meal prep, hosting, or simply enjoying family time. The highlight of this property is the HUGE backyard that truly sets it apart. Whether you’re dreaming of outdoor entertaining, summer barbecues, or adding a pool, this yard offers endless possibilities. The wood privacy fence, full sprinkler system, and added French drains in the back provide peace of mind, beauty, and practicality. You can always update a house, but you can’t add more land—this property gives you the extra space you’ve been searching for. Nestled in the desirable Wildcat Ranch subdivision, you’ll enjoy access to a sparkling community pool, clubhouse, jogging paths, and a park—perfect for staying active or connecting with neighbors. With its spacious floor plan, upgraded features, and rare oversized yard, this home offers the best of indoor comfort and outdoor living. Don’t miss your chance to make it yours!
Source: NTREIS #21071005
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.