22600 Camp Dr Tehachapi, CA 93561
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About this home
Are you ready to be the second owner of this stunning 2021 custom ranch-style home in the desirable Golden Hills East neighborhood, set on over half an acre with an easy commute to Edwards AFB? This property offers 3 bedrooms + office and 2 bathrooms, with a layout and finishes that feel like a luxury model home. From the moment you arrive, you'll notice the horseshoe oversized driveway, beautiful landscaping, and RV parking with space for multiple vehicles. Inside, enjoy the bright, airy feel with high ceilings, abundant windows, and custom plantation shutters throughout. The home features upgraded flooring, crown molding, tray ceilings in the bedrooms, and elegant custom light fixtures and fans. The gourmet kitchen is a showstopper with two islands, double electric ovens, a gas range, upgraded countertops, and designer backsplash. The split floor plan places the spacious main suite on one side with its huge walk-in closet and luxurious bathroom, while two additional bedrooms and a full bath are on the opposite side for privacy. Step outside to a backyard with over $50,000 in landscaping upgrades including a brick retaining wall, irrigation in the front and back grass, drip lines to the trees, security lighting, and yard drainage from front to back. There's still plenty of room to make the outdoor space your own. And finally, let's talk about the oversized garage — you have never seen one more pristine! With epoxy flooring, an 8-foot door, 10-foot ceilings, and room for larger vehicles, it's a true standout. This home is absolutely immaculate — hurry to this one! Come see it for yourself, there's so much to love.
Source: CRMLS #SR25194139
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.