22608 Sweetspire Dr Clarksburg, MD 20871
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About this home
Wonderfully reimagined brick colonial in the heart of Clarksburg Village! With over $200k in improvements, this home will not disappoint. As you step inside the spacious foyer, you'll notice how light, bright and airy the space feels. Your formal living room is off to the left, featuring gleaming hardwood flooring and extensive crown molding. The living room opens up to your magazine worthy kitchen, a generous space where no detail was forgotten. With not one, but TWO 8+ foot islands each with their own set of luxury chandeliers, the first island seats 7 and offers ample storage space along with a beverage refrigerator. The second island is home to your built in microwave, designer Shaw fireclay kitchen sink, brushed gold Shaw fixtures, dishwasher and even more storage. Situated around the perimeter of the kitchen is your top of the line built-in refrigerator, and double ovens with WiFi technology so you can preheat your oven while you're on your way home, your walk in pantry, custom vent hood, and a backsplash dressed in gold and imported marble to complete the upscale feel of the space. From the kitchen, you have access to your formal dining room for gatherings with loved ones, and your spacious family room complete with a fireplace to cozy up on chilly evenings. Rounding off the main level is your large dedicated home office with custom paneling and lighting, making an enjoyable space for your work from home needs, as well as a half bath. Upstairs you'll love the luxury white oak flooring throughout. To your right is the HUGE primary suite, complete with a sitting room, large primary bath adorned with custom tile and wallpaper, dual closets with built-ins, oversized double bowl vanity, oversized soaking tub and separate walk in shower. Down the hall you'll find 3 additional generously sized bedrooms, a large hall bath, and stylish laundry room complete with built in cabinetry and custom stained wood shelf. Washer and Dryer have WiFi capabilities so you can manage your laundry from your phone. Heading to the lowest level, you'll find a huge recreational space fit for any and all of your needs, oversized 5th bedroom with large walk in closet, a full bath, and a huge unfinished space that could be your future movie theatre, home gym, or hobby room. The rear patio is where you'll want to spend all of your time, 800+ square feet of professionally designed entertaining space thoughtfully tucked away among 30+ trees, feeling private while still being in the middle of it all. The main attraction of the backyard is the 15 foot Endless Pool that CONVEYS, it is heated and cooled so it can be used year round for fitness, recreation, or relaxation. The detached 2 car garage features extraordinarily high ceilings with a second story accessible by drop down stairs. The second story was built with clearance to park a suburban underneath, as well as custom shelving and bike racks throughout and a second 100 amp subpanel for your EV. The space can accommodate all of your hobbies and needs. Rounding off your outside living space, you walk along your flagstone pathway towards the front of your house and enjoy the spacious front porch facing coveted green space. Walk to Starbucks, Harris Teeter, Villa Maya, Clark's Lodge, Orange Theory Fitness, & more! Enjoy all that Clarksburg Village has to offer, miles of walking/biking paths including the esteemed Greenway Trail, 2 community pools, play grounds, & more. Feeling like you want to get away from it all? Black Hill Regional Park is a marvelous place to go kayaking, fishing, bird watching and immerse yourself in nature, or you can go hiking at Sugar Loaf mountain and take in some of the most beautiful views the area has to offer. Feel like shopping? The Clarksburg Outlets and Milestone shopping center have you covered. Commuting? 270, 355, 27, 70, and 200 are all within close proximity! Schedule your tour today!
Source: BRIGHT #MDMC2201068
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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