227 Coldwater Creek Ct Simpsonville, SC 29680
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About this home
Welcome Home!!! This Beautiful 3-Story Townhome is waiting for you to put your Personal Touch on! This 3 BR, 2BA, 1/2 half bath home is Ready to Move right Into!!! A lovely Open Floor Plan with the Kitchen, Great room and Dining area! Spacious Island and Beautiful Cabinets. Front Foyer when your guests will see upon entering your home with a Coat Closet, Storage and Rec Room Downstairs. Next Level Upstairs, the Spacious Open Great Room with Lots of Light. Kitchen with Island, Dining Room and 1/2 Bath for guests to use. A 10X12 Deck to Entertain and Relax with Family and Friends. Then Level 3, has very nice Master Suite with Full Bath and Walk in Closet. Has 2 other nice size Bedrooms, one used as Office right now. Your laundry is also conveniently located upstairs for easy access. This home comes Move In Ready with a Wonderful Selection of Appliances to include Flat Top Stove, Microwave and Dishwasher...Refrigerator is Negotiable. The Laundry room you will love your Washer and Dryer that is also included.....Washer is Sold As Is doesn't work. Outside in your wonderful back yard is an 8x10 paved patio for grilling out and relaxing. 1 Car Garage with Parking in the Driveway. House Sold As Is.....Close to Shopping, Restaurants, Hospitals, Hwy 385, and Day Care. Owner may consider selling other items throughout the house also.
Source: GREENVILLESC #1563516
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.