228 Parc Oaks Dr Aledo, TX 76008
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About this home
Horses allowed! Stunning 5-bedroom, 3.5-bath home situated on 2.2 acres in the highly sought after Aledo ISD, offering a perfect blend of luxury, comfort, and functionality. The added breezeway connects the main home to the new office suite, providing ample covered parking while enhancing the property's overall style & elegance. The kitchen highlights granite counters with a stone backsplash, tile floors, stainless steel appliances, tall cabinets with glass doors & a large pantry. This spacious home features hand-scraped hardwood floors throughout the main living areas & a functional open floor plan with tall ceilings, a stone fireplace, crown molding, ideal for everyday living & entertaining & room for everyone. The primary suite serves as a private retreat with tray ceilings with molding, dual vanities & two walk-in closets, while two secondary bedrooms are connected by a Jack-and-Jill bathroom. A fourth bedroom with an en-suite bath is perfect for guests & the fifth bedroom offers flexibility as an additional office or flex space. Utility room with cabinets & granite counters. The dedicated media room provides a true home theater experience with an attached powder bathroom on the second floor. Outdoor living shines with a covered back porch featuring a wood burning fireplace-perfect for relaxing evenings or casual lounging, along with a wrought iron fenced backyard ideal for added privacy and enjoyment. The property also includes a separate office space with its own private entrance, ideal for remote work, craft room or a home-based business. This space is equipped with two dedicated 30-amp electrical services, zoned HVAC for IT equipment, private security access & is pre-plumbed for a bathroom—offering potential for a secondary suite or multigenerational living. Situated on a roomy cul-de-sac, this property offers ample space for outdoor activities & the opportunity to fully enjoy the beauty of the land.
Source: NTREIS #20940629
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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