22807 N Las Positas Dr Sun City West, AZ 85375
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About this home
This beautifully appointed San Marco residence offers 1,904 sq ft of refined living space, plus a separate 247 sq ft casita, all nestled on an expansive open golf course lot with breathtaking views. From the moment you arrive, the impressive curb appeal and generous lot size set the stage, welcoming you into a spacious private courtyard that includes the charming detached casita, ideal for guests or a private retreat. Inside, elegant tile flooring with a custom foyer medallion flows seamlessly throughout the home, complemented by soaring ceilings and distinctive architectural details. The open-concept layout is thoughtfully designed for entertaining, with a stunning kitchen featuring upgraded cherry cabinetry, granite countertops, and designer touches throughout. The expansive Primary Suite is a true sanctuary, boasting a luxurious ensuite bath with a snail-style walk-in shower, dual vanities, and a large walk-in closet. A split floor plan ensures privacy, offering a well-appointed guest room and a spacious den perfect as a media room, home office, or additional lounge space. Additional highlights include: Extended garage with ample storage, Beautifully designed patio areas for exceptional outdoor living with Outdoor BBQ and Firepit, Roof and A/C recently inspected with receipts available. This home is a rare gem in a coveted location in Gated Corte Bella - where luxury, comfort, and lifestyle converge.
Source: ARMLS #6944929
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.