229 Celestial Blvd Summerville, SC 29486
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About this home
Welcome to the pinnacle of luxury living in the coveted Meridian subsection of Cane Bay! Upon entering through the front door, you are greeted by an expansive foyer that leads to a spacious open-concept living area. The kitchen, a culinary masterpiece, boasts a gas range, stylish tile backsplash, granite countertops, and an expansive island--the perfect place for entertaining. Step outside to discover your private oasis with a backyard offering a large screened-in porch and a fully fenced-in backyard with a picturesque view of protected wetlands. The first-floor owner's suite provides a retreat-like experience with dual sinks, a vanity, a walk-in shower, a soaking tub, and a large walk-in closet complete the luxurious ensuite.Completing the first floor are two additional guest bedrooms, a full Jack and Jill bathroom, plus a half bath off the foyer. Upstairs, you will find a loft, two full-sized bedrooms, and a large bathroom. This home is not just a residence, it's a gateway to a resort-style lifestyle. Enjoy amenities like a pool, fire pit, play park, and miles of wooded walking and jogging trails. Cane Bay Plantation also features the convenience of a neighborhood YMCA, Publix, shopping, restaurants, and highly rated schools. A short drive to NPTU Charleston, Boeing, and Roper Hospital.
Source: CTAR #25003787
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.