229 Doeskin Dr Boerne, TX 78006
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About this home
Very Aggressive Price Reduction. Motivated Sellers! Ranger Creek gem! This is your chance to get into Boerne area (outside city limits-no city taxes, USDA and assumable VA 3.69 available). Don't wait to see all the upgrades in this country elegant single-story ranch. The primary bed/bathroom are an absolute oasis. Feel the luxury of the 5'x8' shower with ample space including double vanity. Gorgeous floors and quartz countertops thru the kitchen and bath. Kick back and relax in the spacious living room with a working wood burning fireplace and high ceilings. Custom cabinets dressed in glamorous hardware and accent lighting for the kitchen with an "extra" touch. New appliances add to the joy of cooking/entertaining. Reconfiguration of the space allows for more storage too. Over the sink window and sliding glass door overlook the spacious deck offering a view of the undisturbed natural woods. Privacy is key! The house is at the end of the road far from neighbors and in the cul-de-sac at the top of the hill. The extra-large inhouse laundry room is a vision of true style with designer flooring, pet washing sink, and extra storage. Enter the house from the front door under a covered porch, the side door off the naturally shaded parking, or the deck that is gated from the drive side of the house. The amazing high-rise, fully covered deck is just one of the outdoor rec space options. Leaving the back natural is the perfect choice when you have a HUGE side yard for pets and people to rest and play. The almost half acre lot feels like much more! The total upgrade list includes - new roof, new HVAC, new windows, interior/exterior paint and trim, designer flooring, primary bed/bath expansion, all new primary bathroom, all new kitchen including custom cabinets, counters, and appliances, and addition of designer laundry room. Don't wait to inquire or show!
Source: SABOR #1869341
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.