229 E Main St Greenville, OH 45331
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About this home
Timeless Elegance Meets Modern Comfort! Step into a home where old-world craftsmanship and modern updates blend seamlessly, offering over 2,376 square feet of living space designed to impress. From the moment you arrive, the charm of the wrap-around front porch sets the stage for what’s inside—a warm, inviting home rich with history and detail. The entryway welcomes you with a grand foyer featuring beautifully inlaid wood flooring. The spacious living room is a centerpiece, highlighted by a decorative fireplace, custom built-in shelving, and patterned hardwood floors that flow effortlessly into the formal dining room, perfect for hosting gatherings. A remodeled kitchen offers both style and function, complete with range, microwave, refrigerator, and a cozy breakfast nook ideal for morning coffee or casual meals. Beyond the kitchen lies a large mudroom/laundry area with built-in cabinetry, a generous folding counter, and a conveniently located half bath. Upstairs, four generous bedrooms and two full bathrooms provide space and comfort for family or guests. Each room offers high ceilings and natural light, creating an airy and welcoming atmosphere. The updates continue with a new breaker box and wiring installed in 2019, plus a new boiler system in 2021. Step outside to discover a fully privacy-fenced backyard with a covered patio—an excellent spot for outdoor dining, grilling, or simply relaxing. For the hobbyist, or anyone needing extra storage, the oversized three-car detached garage is a rare find. Situated in the Downtown Enterprise district, this home’s location offers versatility as either a stunning personal residence or a unique business opportunity. Don’t miss the opportunity to own this truly one-of-a-kind property that combines timeless craftsmanship, modern updates, and an unbeatable location. Call today to schedule your private tour and experience it for yourself! Be sure to check out the video and virtual tour!
Source: DAYTON #943206
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.