229 Hollythorpe Ln Fountain Inn, SC 29644
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About this home
BUY DOWN RATE OPPORTUNITY WITH PREFERRED LENDER! Welcome home to 229 Hollythorpe Lane, located in the highly sought-after Landon Station community in Fountain Inn! This stunning 3-bedroom, 2.5-bath residence offers over 2,700 square feet of beautifully designed living space that blends modern comfort with timeless elegance. Built in 2023, this like-new home features an open-concept layout with a spacious great room, luxury vinyl plank flooring, and a chef’s kitchen complete with quartz countertops, stainless steel appliances, a large center island, and an oversized walk-in pantry. The main level also includes a versatile front room and a private study at the rear—perfect for a home office or potential fourth bedroom—as well as a convenient powder room. Upstairs, you’ll find a generous loft ideal for a media room, playroom, or additional lounge space, along with three well-appointed bedrooms. The luxurious owner’s suite boasts a tiled walk-in shower, separate garden tub, dual vanities, and two spacious walk-in closets. Enjoy outdoor living with a covered rear patio and fully sodded backyard—ideal for entertaining or relaxing after a long day. Additional highlights include smart home technology, energy-efficient construction, and a two-car garage with ample storage. Ideally situated just minutes from downtown Fountain Inn and I-385, this home offers the perfect blend of suburban tranquility and city convenience. Don’t miss your opportunity to own this move-in-ready gem in one of the Upstate’s fastest-growing communities!
Source: GREENVILLESC #1555304
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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