229 Sandusky Ln Simpsonville, SC 29680
Your savings
About this home
Welcome to your new home, located in the gated River Shoals community of Simpsonville. This clean, well-maintained home offers a functional layout, comfortable living spaces, and access to resort-style amenities, all in a convenient location near Fairview Road. The first floor features a formal living room, half bath, and a kitchen with stainless steel appliances, granite countertops, and a center island for additional prep space. The kitchen opens to the great room with a gas fireplace, creating a welcoming spot for relaxing or entertaining. Off the kitchen is the formal dining room with vaulted ceilings and large windows flooding the space with natural light. Beautiful hardwood floors flow seamlessly throughout the entire main level. Upstairs, you’ll find four generously sized bedrooms and a laundry room with storage for added convenience. The primary suite includes a large walk-in closet and a private bath with dual sinks, a garden tub, and a tiled shower. Step outside to a patio and open backyard overlooking the community green space, offering both extra room and a tranquil view. Residents of River Shoals enjoy sidewalks, a clubhouse, playground, and a resort-style pool with a lazy river, all within a secure, gated community. Located less than two miles from Publix, Walmart, Food Lion, restaurants, and the shops of Fairview Road, and just minutes from I-385, top-rated schools, and downtown Simpsonville, this property delivers convenience, community, and comfort in one. This one is the perfect opportunity for anyone seeking a clean, move-in-ready home in one of Simpsonville’s most desirable neighborhoods. Schedule your showing today!
Source: GREENVILLESC #1573677
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.