2296 Via Puerta Unit B Unit B Laguna Woods, CA 92637
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About this home
Welcome to your dream home in the heart of Laguna Woods! This extensively remodeled 2-bedroom, 2-bathroom condo is a masterpiece of modern design, offering unparalleled style, comfort, and functionality in a vibrant community. Step into a bright and airy open-concept living space, accentuated by light-toned paint that creates a fresh and inviting atmosphere. The interior features stunning mahogany-style doors with glass accents, adding a touch of elegance and allowing natural light to flow seamlessly throughout the home. The gourmet kitchen is a showstopper, designed to be both aesthetically pleasing and functional. It boasts sleek white cabinetry, brand-new stainless steel appliances—including a full-size refrigerator and a sophisticated slide-in oven—and a chic, gray-toned floor that exudes contemporary flair. A large kitchen island offers extra counter space and seating for bar stools, making it perfect for casual dining or entertaining. A dedicated coffee area adds convenience to your morning routine, while abundant storage ensures everything has its place. The adjacent dining area, complete with a ceiling fan for added comfort, flows effortlessly into the spacious living room. Here, an electric fireplace creates a cozy ambiance, making it the ideal spot for relaxing or hosting guests. Both bedrooms are generously sized, each equipped with a ceiling fan for optimal comfort. The primary suite offers a private retreat, while the second bedroom is versatile enough for guests or a home office. Two beautifully remodeled bathrooms complement the home’s modern aesthetic with their thoughtful design. Practicality meets luxury with a full-size stackable washer and dryer, a highly efficient central AC system to keep you cool year-round, and a nice-sized balcony perfect for enjoying morning coffee or sunsets with views of the Laguna Woods community. This condo is more than just a home—it’s a lifestyle. With access to Laguna Woods’ world-class amenities, including golf courses, pools, and social clubs, this impeccably remodeled gem offers the perfect blend of elegance and convenience. Don’t miss your opportunity to own this stunning residence—schedule your private tour today!
Source: CRMLS #OC25227269
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.