23 E Quandary Ct Livermore, CO 80536
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About this home
Perched in the scenic beauty of Glacier View Meadows, this log home captures the essence of true mountain living. Surrounded by trees and endless sky, it's a place to breathe deeply, and Unplug.Three generous decks wrap the home in outdoor living space, each with its own unique vantage point. From sunrise coffee on the east-facing deck to sunsets glowing over the valley from the west, the views are ever-changing and endlessly captivating. Deer graze in the meadow below, wild turkeys wander through the pines, and quiet evenings bring the soft chorus of mountain wildlife.Inside, the warm log walls, natural wood beams, and open living areas create a sense of timeless comfort. Large windows invite the outdoors in, filling the home with natural light and framing views in every season. A wood-burning stove offers the perfect spot to gather on chilly nights, while the flow of the home invites both cozy solitude and easy entertaining.Just steps from the main house, a two-car detached garage offers more than storage - its upper level is a fully finished, heated 600 sq ft studio, a space brimming with potential for art, music, writing, or quiet retreat. A separate storage shed keeps tools and gear neatly tucked away.Freshly stained and lovingly maintained, the home blends seamlessly into its wooded surroundings. It's more than a dwelling - it's a place to slow down, savor the mountain air, and live in tune with the land. *** ASSUMABLE VA LOAN*** Call agent for details
Source: RECO #IR1041002
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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