23 Glenhaven Rd Dayton, OH 45415
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About this home
Discover timeless charm and modern comfort in this spacious 5-bedroom Cape Cod-style home, ideally situated on a private lane with a tree-lined lot and surrounded by a serene wooded landscape. Set on a .43-acre lot (2 parcels - also includes parcel M60 16314 0052) , this home offers privacy, charm, and character in every corner — perfect for those seeking a quiet retreat with room to grow. From the moment you arrive, the picket fence and cottage-style curb appeal welcome you home. Inside, enjoy 2,400 square feet of living space with beautiful wood floors throughout the first floor and engineered wood flooring in the kitchen for durability and style. Cozy up to the wood-burning fireplace in the main living area, or head down to the finished basement where a second fireplace creates a perfect space for relaxation or entertaining. The sunroom—accessible from the main living space and optional first-floor primary bedroom—brings in natural light and extends your living space with peaceful views of the fully fenced backyard. The open and airy kitchen features a bay window, perfect for enjoying morning coffee while overlooking the landscaped yard. With two potential primary bedrooms (one on the main floor with private sunroom access and one upstairs with dual closets), the home offers flexibility for multigenerational living or guest accommodations. Upstairs, you'll find additional bedrooms, including a spacious vaulted loft bedroom, ideal as a fifth bedroom, home office, or flex space. A first-floor laundry chute with laundry in the basement , ample storage, and a 2-car garage add everyday convenience.
Source: DAYTON #943157
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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