23 Nopalito San Antonio, TX 78261
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About this home
Designed by renowned architect Joe Stubblefield, this exceptional 4,495 square foot custom home is located in the exclusive, guard-gated Sendero Ranch community. This home combines Hill Country serenity with city convenience. The limestone exterior and custom iron entry door open to a two-story great room with floor-to-ceiling windows, a stone fireplace, warm wood floors, and sweeping views. The gourmet kitchen features JennAir appliances, granite counters, tile backsplash, island with prep sink, and a breakfast bar. The main-level primary suite offers French doors to the patio, dual walk-in closets with custom cabinetry, and a spa-style bath with open shower and soaking tub. Upstairs, enjoy large secondary bedrooms with private balconies, built-ins, jack-and-jill bath, and a lofted living area. Highlights include inlaid wood floors, stone accents, custom stained glass, Texas mural, whole-house sound system, and a screened sun porch with decorative tile. Outdoor living includes a covered patio with fireplace, pool, spa, and waterfall, all surrounded by 3.48 acres of mature trees and xeriscaping. A private guest suite above the garage offers a kitchenette and full bath. This apartment or extra living space is large enough for a game room, media room, and office. You will love the privacy, wildlife, scenic views, and the sound of the pool's water features. Located just off Hwy 281 with easy access to top-rated schools, high-end retail, and local golf courses.
Source: SABOR #1916402
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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