230 Fisher Run Ocklawaha, FL 32179
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About this home
*** NO HOA! CUSTOM BUILT LAKEFRONT HOME ON 2.24 FULLY FENCED ACRES. GATED. PRIVATE DOCK, WHOLE HOME GENERATOR. *** Your Florida LAKEFRONT dream property awaits! Nestled near the Ocala National Forest, this custom-built 2022 home offers the perfect blend of quality, style, and tranquility. Designed and built as the builder’s own residence, every detail has been carefully considered. This 4-bedroom, 3-bathroom, 2,909 sq. ft. home sits on 2.24 acres with direct access to spring-fed Bear Lake. Enjoy fishing, kayaking, or simply relaxing on the expansive dock with a weather-resistant, cool-touch surface. A scenic creek flows under the driveway and along the fire pit area, adding to the natural beauty of the property. Inside, the triple-split floor plan ensures privacy for all while seamlessly connecting the open living, dining, kitchen, and office spaces. Features include tongue-and-groove cypress ceilings, smart home controls, in-wall pest control, and a Generac whole-home generator. The heart of this home is the fabulous gourmet kitchen, featuring upscale GE Profile appliances including built-in double convection ovens, a built-in microwave, and a gas cooktop with pot filler. Stone countertops, abundant cabinetry, and a spacious center island with vegetable prep sink make it perfect for both everyday living and entertaining, .The spacious primary suite includes a private screened lanai and walk-in closet. Additional highlights include surround sound (indoors and on the lanai), fenced yard with gated entry, circular drive with ample parking, two-bay workshop, and a custom dog kennel area. Whether enjoying sunsets over the lake, evenings by the fire pit, or quiet mornings on the dock, this property offers more than a home—it’s a lifestyle.
Source: STELLAR #G5102529
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.