231 Aster Trce Canton, GA 30115
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About this home
Welcome to your private retreat on 2 beautiful acres with no HOA! This charming home has incredible curb appeal and a warm, inviting feel from the moment you arrive. Step inside to find fresh paint throughout, gleaming hardwood floors, and brand-new carpet upstairs, making this home move-in ready. The adorable kitchen features a deep kitchen sink, a new electric induction oven with a built in air fryer, and gorgeous granite countertops. The main level features a spacious primary suite, while the finished basement offers a versatile bonus room—perfect for a home office, gym, or playroom. Out back, enjoy your very own saltwater pool, ideal for relaxing and entertaining, with a wooded backdrop that ensures privacy and tranquility. Car enthusiasts and hobbyists will love the detached garage with plenty of room for workspace and work benches. Just outside is a private staircase leading to the FULL STUDIO APARTMENT above making a total of four bedrooms and three and a half bathrooms on this property. The apartment is complete with hardwood floors, a full bathroom, washer and dryer, a kitchenette, and endless possibilities—whether for guests, extended family, or rental income. Other highlights include plenty of parking for multiple vehicles and a property layout designed for both comfort and convenience. This is truly a unique opportunity to own a well-maintained home with land, privacy, and rental income potential—all without HOA restrictions! *bedroom and bathroom count on upper level includes the space in the studio apartment, the studio apartment has a full bathroom with laundry, this is the fourth bedroom*
Source: FMLS #7633911
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.