231 Windswept Way Kyle, TX 78640
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About this home
Welcome to 231 Windswept Way, this custom Highland Home in Kyle's Crosswinds community offers an exceptional living experience. The single-story home features an open layout w/many upgrades not found in new builds. This beautiful home includes: 4 bedrooms, 3 full bathrooms, Additional flexible room suitable for office, playroom, or fifth bedroom. Spacious private primary suite w/luxurious full bath w/dual vanities, garden tub, separate shower & large walk-in closet. The 3 additional bedrooms are on the opposite side of home. Modern open floor concept connects living, dining,& kitchen areas. Stylish kitchen features contemporary finishes, ample counter space, & extended center island, breakfast bar, along w/ casual & formal dining areas. Outside, you'll find a dedicated extended covered patio & fenced backyard. Upgrades, 16 solar panels, Custom brick entry walkway, Westinghouse water system & reverse osmosis, Full gutters, Sprinkler, Vivint Security system w/cameras, Ring doorbell w/video camera, Stone planters, Remote controlled garage, 2 car garage w/space for a motorcycle, lawn care items, or workshop! Crosswinds community provides a resort-style pool, playscape, soccer, pickleball, & basketball courts, nature trails, hike/bike paths, & an off-leash dog park. Conveniently located near downtown Kyle, nearby access to newly built amenities, Costco, EVO Entertainment, Texas Pie Company, fine dining, shopping, HEB Plus, & more. Nearby Lake Kyle Park & Plum Creek Preserve offer outdoor activities. Commuters will appreciate easy access to I-35 for travel to Austin & San Marcos. The home is zoned for Hays CISD schools, including Ralph Pfluger Elementary. Don't miss this opportunity to own a stylish, energy-efficient home w/multiple upgrades. You will be hard-pressed to find a new built home in one of Kyle’s fastest-growing communities w/all the features included w/231 Windwept Way. Be sure to ask your realtor about this home's assumable FHA loan opportunity at a 3.125%.
Source: ACTRIS #9729829
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.