2317 Half Moon Bay Ln Fort Worth, TX 76177
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About this home
Great Investment Property or DIY Project: HVAC is 2022 and Roof was replaced in 2021. Welcome to 2317 Half Moon Bay Ln, a well-positioned 3-bed, 2-bath home offering approximately 1,894 sq ft of living space in Fort Worth’s desirable 76177 zip code. Located in a dynamic growth corridor and being sold as is, this property presents a compelling opportunity for an investor, renovation-minded buyer, or owner occupant seeking value and location. Inside you’ll find a spacious floor plan with living areas ready for your updates. The three bedrooms and two full bathrooms provide flexibility for family or use as a home office. Built in 2011, the home sits on a well-sized lot approx. 6,098 sq ft and offers mature landscaping and outdoor space for entertaining including a great shaded Pergola. As significant positive feature of this home is its prime access. Just minutes from major highways including I-35W, Loop 820 and US Highway 287, commuting across the DFW metroplex is effortless. Shopping, dining and entertainment hubs such as Alliance Town Center and Presidio Towne Crossing are also within a very short drive. Top-rated schools in the highly regarded Northwest ISD add to the appeal. While the home requires cosmetic finishes and general maintenance, its solid structure and unbeatable location make it a rare find in today’s market. Whether you plan to renovate, rent, or flip, 2317 Half Moon Bay Ln delivers impactful potential on a budget that leaves room for value-adding improvements. Bring your vision and turn this into the next chapter of your life or next success story.
Source: NTREIS #21102267
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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