2318 Dorchester Dr Bartlesville, OK 74006
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About this home
New Price!!!! Welcome to this stunning home in the highly desirable Colonial Estates! Situated on a spacious lot with beautiful, mature shade trees, this property offers both charm and functionality. Inside, you'll find a large primary suite complete with a cozy fireplace, walk-in closet, and plenty of space to unwind. The expansive living room features soaring vaulted ceilings, creating an open and inviting atmosphere. The updated kitchen is a chef's dream, offering double ovens, stainless steel appliances, and a fridge that stays with the home! Additionally, there are two more generously sized bedrooms, a full bath, a convenient half bath, and a two-car garage. You'll also appreciate the home office with closet that could easily double as a 4th bed or flex space to suit your needs. Start your day with a cup of coffee in the bright sunroom, featuring beautiful authentic Mexican Saltillo tile, or step outside to your very own private courtyard—an ideal spot to relax, entertain, or add your personal touch to create the outdoor oasis you’ve always wanted. Recent updates include new gutters, updated flooring, French drains, landscaping improvements, and newer south-side windows—just to name a few! This home is filled with modern comforts and thoughtful updates, and it just may be the one you've been waiting for. Don’t miss the chance to make this your next home!
Source: MLSTECHNOLOGY #2522205
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.