232 Clairmont Dr Ponder, TX 76259
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About this home
Welcome HOME! This remarkable one-story home in the beautiful Clairmont Estates is not to be missed! It has a well-thought out floor-plan. Perfect for a large family, multi-generational living, or just someone looking for lots of room. Four bedrooms and three FULL bathrooms with a split-split arrangement. Two bedrooms and a FULL bathroom are located off one hallway. One bedroom and a FULL bath off another on the other side of the home, and the private primary suite is located away from all these bedrooms at the rear of the home. The open living, dining, and kitchen are perfect for large gatherings and entertaining. A beautiful chef's kitchen is large enough for more than one cook in the family! Features include an expansive gas cooktop, built-in microwave, under cabinet lighting, expansive counter space-perfect for coffee bar, buffet, etc. The massive island has room for six chairs. The walk-in pantry provides ample storage for your kitchen needs. The living room and dining room are both large and open to the kitchen. The fireplace is gas and is easily operated by a switch and heats the home nicely. A mudroom is just inside the garage entrance next to the laundry room. The office has double doors and a closet, so it could be easily be used as a fifth bedroom if needed. Plenty of storage awaits the new owners in this home. The back patio is covered for the enjoyment of beautiful Texas sunsets. No neighbors are behind this home. Fenced yard. Sprinkler system. Do not wait-call today for your private showing!
Source: NTREIS #21092141
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.