2321 Diana Dr Sherman, TX 75092
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About this home
Seller is offering $7k towards rate buy down, seller concessions, or a price reduction. Charming, Updated, and Full of Character—This One Has It All! Step into this stunning single-story 4-bedroom, 2-bath home where style meets functionality and comfort. You'll love the open-concept layout, flooded with natural light and anchored by a cozy brick fireplace in the living area. Vaulted ceilings with a striking wood beam add warmth and architectural interest, creating a truly inviting space. The beautifully updated kitchen features modern finishes and flows seamlessly into the main living and dining areas—perfect for entertaining or family gatherings. Need more space? A flexible bonus room and an enclosed, air-conditioned sunroom give you options for a home office, playroom, gym, or second living area.Out back, you’ll find a detached studio—ideal for a creative workspace or a private home office—as well as a convenient storage shed. Location is everything, and this one checks every box. Just a 2-minute drive or 8-minute stroll to the brand-new Fairview Elementary (opening for the 2025–2026 school year), and equally close to Fairview Park, which just underwent a $1.8M transformation. The park features baseball fields, the Splash Family Aquatic Center, and is home to the semi-pro Shadow Cats team—fun for all ages right in your neighborhood! With space, charm, and an unbeatable location—this is more than a home, it’s a lifestyle.
Source: NTREIS #21023990
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.