2321 Wood Pointe Dr Holiday, FL 34691
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About this home
PRICED DROPPED! SELLER WILL HELP WITH BUYERS CLOSING COST! Welcome to 2321 Wood Pointe Drive, a spacious 4-bedroom, 3-bathroom home located in the highly sought-after Key Vista community in Holiday, Florida. This beautifully updated home features a large upstairs man cave/loft space, perfect for entertainment or relaxation. With a NEW ROOF JUST INSTALLED, newer A/C, and an energy-efficient tankless water heater, you can rest easy knowing this home is ready for years of worry-free living. The master bathroom is equipped with a luxurious jetted tub, and the 3-car garage offers ample storage space. The property backs up to no rear neighbors, offering privacy and serene views, and boasts beautiful landscaping that enhances the curb appeal. Recently painted with new screens throughout, this home is move-in ready and waiting for its new owner. Key Vista is a gated community offering fantastic amenities for residents. The HOA includes cable and internet, plus a range of on-site facilities including a pool and spa, fitness center, volleyball court, tennis/pickleball courts, and a full gym with a yoga studio. Additionally, the neighborhood organizes regular events like water aerobics, yoga, pickleball, and even line dancing, fostering a vibrant community spirit. Located just minutes from the vibrant Tarpon Springs Sponge Docks and New Port Richey, this home offers easy access to unique dining experiences, Gulf beaches, parks, and top-rated schools. The Key Vista neighborhood provides the perfect balance of tranquility and convenience. This home is perfect for families or those looking for extra space and a multi-generational living setup. With its spacious design and exceptional community amenities, it promises a comfortable lifestyle for all. Schedule your showing today and discover why this home at 2321 Wood Point Drive is your perfect place to call home. Live the Florida lifestyle you’ve always dreamed of!
Source: STELLAR #TB8378967
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.