2322 Tall Oak Dr Cantonment, FL 32533
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About this home
Welcome to Bentley Oaks, a desirable Cantonment neighborhood featuring a community park with playground, picnic tables, and a basketball court. This well-kept 4-bedroom, 2-bath brick home offers over 2,300 sq. ft. of living space designed for both function and comfort. Inside, the open floor plan with decorative arches and comfortable ceiling heights connects the formal dining room to the spacious living area. The kitchen features granite countertops, stainless steel appliances, ample cabinetry, and a walk-in pantry with laundry access. The owner’s suite includes tray ceilings, a walk-in closet, and a roomy bath with double vanities, a soaking tub, and a separate shower. A faux brick wall in the living room and faux shiplap accent wall in the master bedroom add stylish character. Three additional bedrooms provide flexibility for family, guests, or a home office. The guest bathroom has been nicely updated, giving it a fresh look and feel. Outdoors, enjoy the 26’x13’ covered back patio with a durable metal roof, ideal for year-round gatherings. The fenced backyard provides privacy and plenty of space for play or pets. Additional highlights include updated flooring, ceiling fans, and a 2-car garage. Zoned for Pine Meadow Elementary, Ransom Middle, and Tate High, Bentley Oaks is close to Publix, restaurants, the NFCU campus, and offers easy access to I-10 for commutes into Pensacola and nearby bases. This move-in ready home combines neighborhood amenities, thoughtful touches, and a great location—making it an excellent choice in today’s market.
Source: PENSACOLA #670576
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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