2323 Springdale Ln Waldorf, MD 20603
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About this home
Beautifully Updated Colonial Style Home in Sought-After Waldorf Community! Welcome to 2323 Springdale Lane, an immaculate 5-bedroom, 3.5-bath home offering over 4,000 sq. ft. of beautifully updated living space. Nestled in a quiet neighborhood, this home perfectly blends comfort, elegance, and modern upgrades. The main level features gorgeous Brazilian hardwood flooring and a professionally painted interior (2024). Upon entry, enjoy new hardwood floors in the dining and living rooms (2023) and a renovated powder room (2024). The gourmet kitchen impresses with custom ceramic tile floors, cherry cabinets, granite countertops, and stainless-steel appliances (2022). Just off the eat-in kitchen is the grand family area, inviting cozy entertainment under the fireplace. The opposite side of the kitchen leads you to the large mudroom/laundry area and entry to the two car garage space. Upstairs, retreat to 4 nice sized bedrooms, hall bathroom, and the luxury owner’s suite with a spacious sitting area and a completely remodeled spa bath (2024). The finished basement offers the perfect entertainment space with a 12-foot custom bar and ample room for recreation or gatherings. Additional updates include the guest bath renovation (2021) and theatre room carpet (2022). Step outside to a massive backyard — ideal for gatherings, games, and relaxation. Enjoy a well-manicured lawn, a large deck perfect for grilling and entertaining, and plenty of open space for outdoor fun. Major system updates ensure peace of mind: Roof (2020), HVAC (2021), Gas Water Heater (2024), Dryer (2024), and Washer (2025). Additional highlights: Laundry room remodel (2022) and freshly painted family room, kitchen, owner’s suite, and hallways (2024). This home truly has it all — modern upgrades, spacious living, and a serene setting. Don’t miss this beautifully updated gem in Waldorf!
Source: BRIGHT #MDCH2048072
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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