2323 Tarragon Ln New Port Richey, FL 34655
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About this home
One or more photo(s) has been virtually staged. Seller will give 5,000 to buy down your interest rate which can save you around 250.00 a month in your payment. Waterfront Elegance in the Heart of Trinity! At this price, it wont last. Close enough to the Gulf but NO Flood zone. Neighborhood and streets surrounding never get flooded since they built it all on higher elevation. Welcome to your Florida dream home in one of the most sought-after gated communities in the Trinity/New Port Richey area — where every day feels like a vacation! This stunning 4-bedroom, 3-bath, 3-car garage pool home is perfectly perched on the water with peaceful conservation views and no rear neighbors — offering you the ultimate in privacy and serenity making this one of the most premium desired lots in the whole community. Inside, you'll be greeted with over 11 feet of soaring ceilings, smartly designed tri-split floor plan that offers both functionality and privacy for the whole family. The heart of the home features a spacious eat-in kitchen adorned with rich solid wood cabinetry and gorgeous granite countertops, perfect for cooking up memories. Entertain in style with a formal dining area, a welcoming living room, and a versatile great room — there's space for everyone and everything! Step outside to your personal paradise: a sparkling screened-in pool (just resurfaced) overlooking tranquil waters and lush conservation land. Unwind in the evenings with a front-row seat to breathtaking sunsets from your very own backyard. You will find an extended lanai outside the screens completed with pavers and a fire pit for those cooler cozy nights. Roof 5 yrs new. BONUS: This exclusive community offers a private community boat ramp, playground and park area, perfect for weekend adventures on the water! Zoned for A-rated schools, No CDD fees, Low HOA, No flood insurance required Conveniently close to hospitals, top-rated restaurants, shopping, and just 15 minutes from the beach! Don't miss your chance to own this slice of Florida paradise — homes like this don’t come around often!
Source: STELLAR #W7878497
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.