2328 N Roca Mesa, AZ 85213
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About this home
Private Pool & Hot Tub, Large Lot, RV Gate, Solar Panels, NO HOA, Extended Patio, Charming Home with updates throughout! Nestled in a serene neighborhood, this immaculate thoughtfully designed home awaits your personal touches to enhance the pristine upgrades & calm feeling when entering in through all entrances. Amazing, there are no neighbors behind, only stunning breath-taking sunset views! The home offers a dining area that faces the view of the backyard to enjoy your morning coffee with the plethora of natural light from the sun shining in the windows enjoying the oasis of the backyard. Discover new wood plank flooring throughout, vaulted ceilings, & the ambiance of a two-way fireplace that connects the living room & family room, enhancing the home's personal character! Enhanced by an L-shaped island, tile counters, & mosaic backsplash. This versatile layout has a unique appeal, whether in the kitchen, living room or dining area you're all together to enjoy gatherings, entertaining or movie watching, with the unique design. The primary suite is split from the other bedrooms. One bedroom is used as a bedroom office and its equipped with a queen size murphy bed with dual access. The kitchen boasts an island big enough to place bar stools and have your meals. This island offers an easy access when entertaining to have full access to all the cabinets, counters and the pantry within a short reach.. The primary suite is a sight to behold. It magnifies a spacious walk-in closet, with shelving up to the ceiling with crazy amounts of room. Every lady's dream closet. The master bathroom has a 3-piece bath with a private toilet area, separate shower with a glass enclosure which is the ultimate convenience . A wall of counters, ample amount of space, mirrors, a built-in fireplace, yes, a built-in fireplace enhancing the coziness while getting ready for your day. Lets Step outside from your master suite to an upgraded backyard oasis, where a shimmering swimming pool invites relaxation and recreation, creating an idyllic setting for endless summer days and starlit evenings enhanced with full back designed lighting. The grassy backyard is complemented by fruit trees, firepit, two Ramadas, above-ground spa, & full-length extended covered patio. Unwind in the serene backyard, with the wow feeling when coming home after work at the end of the day, put your feet up, click on the backyard lights and take a deep breath and enjoy the bright moon shadows and starlit nights. This home is a stay vacation resort, perfect for making lasting memories. The 3-car garage has a full attic storage with a drop down ladder, work bench and a pvt entrance to the back yard. Bonus, this home is equipped with an RV gate/parking which is an added space for your extra or play vehicles! Plus, did I mention solar panels! Who doesn't want a break in the electric bill. This home truly offers the best of Arizona living! The location doesn't get any better than this either, No Hoa ,close to schools, churches, shopping, and easy access to the Red Mountain 202 freeway. Don't take my word for it and don't miss out, come see for yourself and lock this in!
Source: ARMLS #6789543
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.