2332 Greenbrook Pkwy Matthews, NC 28104
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About this home
WELCOME TO Providence Woods South—one of Weddington’s most sought-after communities! Just minutes from top-rated Weddington schools, this stately full-brick 2-story home sits on 1.2 private acres, offering the perfect blend of space, privacy, and convenience. Enjoy tranquil mornings and relaxing evenings on the screened-in porch overlooking a wooded backyard with a cozy firepit ring—perfect for gatherings or quiet nights under the stars. Inside, a welcoming two-story foyer opens to the living and dining rooms, ideal for entertaining. The spacious family room with wood-burning fireplace connects seamlessly to the kitchen, creating a warm and inviting hub for family and friends. The upper-level bonus/flex room, accessible by a secondary staircase, offers versatile space for a home office, gym, or creative studio—whatever fits your lifestyle best. Community amenities include a playground, recreational area, and scenic walking trails, all within this established and highly desirable neighborhood. Ideally located near the Weddington Swim & Racquet Club, Providence Country Club, and the vibrant shops and restaurants of Waverly and Rea Farms, this home provides a peaceful retreat with easy access to everything you need. Recent updates ensure peace of mind: Tankless water heater (2024) Encapsulated crawl space with dehumidifier for efficiency and comfort Main floor HVAC (2024) and upstairs HVAC (2019) You can update the kitchen and bathrooms—but you can’t update this location. Great opportunity to personalize this home and make it your own! Ask your lender about renovation loan options that let you include upgrade costs in your mortgage.
Source: CANOPYMLS #4297582
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.