2333 Mockingbird Ct Justin, TX 76247
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About this home
Gorgeous 2021 Single-Story Home in Award-Winning Pecan Square Welcome to this stunning 4-bedroom, 2-bath home in Pecan Square – named Community of the Year. Designed with entertaining in mind, this sought-after floor plan features an open-concept layout that seamlessly connects the kitchen, dining, and living areas. Step inside to find sweeping wood-look ceramic tile floors, cozy carpeted bedrooms, and a flex space off the foyer that’s perfect for a home office, playroom, or formal dining. The gourmet kitchen is a chef’s dream with gleaming Quartz countertops, Whirlpool stainless steel appliances, a gas range, an expansive center island, and a large walk-in pantry. The light-filled living room is anchored by a warm gas fireplace, creating the perfect setting for gatherings with friends and family. Outside, enjoy the benefits of life in Pecan Square, where small-town charm meets modern convenience. This vibrant community offers resort-style amenities including multiple swimming pools, a dog park, playgrounds, walking trails, a fitness center, and a full calendar of neighborhood events. Don’t miss the chance to call this beautiful home yours in one of the most sought-after communities in the area!
Source: NTREIS #21048396
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.