2335 Lowery Rd Huntingtown, MD 20639
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About this home
Welcome to this exceptional Huntingtown property—just in time for the holidays! Ideally located with no covenants and no HOA, this home offers outstanding flexibility and value. A circular driveway with generous parking leads to the attractive stone façade. The fenced outdoor living area features a patio, deck, and a private 16 x 32 organic edge inground pool with boulder accent and brick coping, ready to enjoy for the 2026 season. Inside, the home offers an appealing layout with an open staircase and soaring ceilings that enhance the main level and the spacious primary suite. The carpet throughout the home is brand new, and the paint is fresh, for a move-in ready offering! Upon entering the two story foyer, hardwood floors flow through the dining and formal living room into the impressive two-story family room with abundant natural light and a fireplace with pellet insert. The family room, kitchen, and sunroom/breakfast room connect seamlessly, with a custom built-in and under-counter refrigeration for easy dining and entertaining. A main-level office and also the formal living room (ideal 2nd office/playroom) add versatility. The upper level has an overlook walkway between 4 bedrooms. The primary suite is a complete owner's domain with vaulted ceilings, a large sitting room, 2 large closets, a bathroom with jetted tub and shower + dual vanities! The walkout lower level with bath rough-in invites future finishing. Three-car garage. Thoughtfully priced, and ready to enjoy for the holidays.
Source: BRIGHT #MDCA2023860
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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